No Waiting Period Insurance For Wisdom Teeth Removal
Would you, as a private insurance company, pay thousands in claims now for a vague promise of hundreds in future premiums? You wouldn’t stay in business long if you paid out claims this way. Patients...
View ArticlePersonal Information Doesn’t Match Credit Bureau Files
If you got a message from a free score site saying, ‘Your personal information doesn’t match credit bureau files,’ you might wonder what to review and change before trying again. A good doctor will...
View ArticleFunding Home Repairs with Bad Credit & No Equity
How do you pay for home repairs when you have poor credit and no equity in your home? No equity means you owe more on your mortgage than your home is worth. So, you cannot use your home as collateral...
View ArticleApplying for Short-Term Disability Through Social Security
The Social Security Administration (SSA) states that it does not cover short-term disabilities but does not explain what “short-term” means. On the same page, the SSA states that a disability must last...
View ArticleBuy A Car With Bad Credit & Zero Down With A Low DTI
Auto finance companies evaluate loan applications based on three primary factors: credit score, down payment, and debt-to-income ratio (DTI). Negative marks stay on your credit report for seven years,...
View ArticleNeeds-Based Short-Term Disability Insurance Quotes
An online short-term disability insurance quote can provide an estimate of monthly premiums. Three features affect the monthly premiums: the benefit period, the elimination period, and the monthly...
View ArticleSelf-Pay IVF Via High Deductible Health Insurance & HSA
If you pay for IVF yourself, your health insurance choice still matters, even without coverage for artificial reproduction. A High-Deductible Health Plan (HDHP) is an excellent choice because it lets...
View ArticleTax-Favored Installment Plans for Laser Vision Correction
The cost often remains an immense barrier, even though patients can achieve clear vision with a quick, precise laser procedure. Two innovative financial strategies make this life-changing surgery more...
View ArticleShort-Term Disability Outside Employers: Individual Plans
What should you do if your employer does not offer short-term disability insurance as an employee benefit? Many do not. Ask your employer to offer a voluntary program. The qualifications are easier,...
View ArticleDependent Care FSA Rules For Non-Working Spouses
Contributing a maximum of $5,000 to a Dependent Care Flexible Spending Account (DCFSA) can make childcare more affordable. A family with a combined federal and state tax bracket of 30% could save...
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